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Every season presents its own challenges on the roads, but Fall is one season that often gets overlooked. With weather conditions that are typically not as harsh as those in Winter, Spring, and Summer, it's easy to assume (incorrectly) that Fall driving isn't tricky. While the weather may not be harsh, it's more unpredictable than other seasons. Any morning it may be warm, cold, foggy, raining, sleeting, or even snowing. This season also sees the first frost, which can cause roads to be slippery, especially on bridges where ice can form even if it isn't on the main road. According to the Minnesota Safety Council, fallen leaves can even cause slippery conditions because they contain a large amount of water. It's best to slow down if there are large patches of leaves on the road.

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Halloween is an exciting time of year, especially when there isn't snow on the ground. Small towns and big cities alike are full of festivity with plenty of candy, decorations, and princesses walking hand-in-hand with zombies.

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According to the World Health Organization, falls are the second leading cause of accidental injury deaths worldwide. Falling disproportionately impacts adults age 65 and older, and can lead to serious injury, further health problems, decreased quality of life, and a loss of independence.
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When reviewing your Personal Auto insurance policy documents, you may come across the terms "Uninsured Motorist coverage" and "Underinsured Motorist coverage". You may wonder, what do these coverages provide? In certain situations, Uninsured Motorist coverage and Underinsured Motorist coverage provide protection for you if you are in an accident with another driver who doesn't have adequate insurance:

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With crisp winds and piles of leaves on the ground, there is no doubt that fall is in full swing. Many people enjoy the season by gathering with friends around a fire or toasting marshmallows with their families. Even if you are simply burning leaves, we encourage you to keep the following fire safety tips in mind:

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