A common question we get is "will my neighbors insurance pay for the damage if a tree falls on my home and causes damage?".
WCCO TV recently did a story on this, and interviewed me for it.
Here is the link to the story, which answers the questions for you:
http://minnesota.cbslocal.com/2017/06/26/good-question-neighbors-tree-falls/
For answers to your other questions about homeowners insurance, contact us at Rongstad Insurance.