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Fri, Oct 14th, 2016

Regrettably, fall's stunning display is often accompanied by some unwelcome weather hazards in Minnesota - namely, wind - that can cause considerable damage to the very trees that produce those beautiful fall leaves.

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Fri, Sep 30th, 2016

Most people have an idea of what's covered and not covered under their various insurance policies. But at Rongstad Insurance Services we get a lot of questions about borrowing or loaning a car.

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Wed, Sep 14th, 2016

When the last of the children head off to college or out on their own, some parents, although sad, breathe a sigh of relief. For many, getting the kids out of the house will immediately relieve some serious financial stress. But it's important to be smart with how you handle that extra income so that you're setting yourself and your children up for a secure future. Here's what to do when your dependents become independent:
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Fri, Sep 9th, 2016

Maybe you have a home security system.

Maybe you don't.

Maybe you have a fence around your home.

Maybe you don't.

Maybe you have a big dog. Or maybe you just have a Chihuahua.

Whatever your home security situation, you can always find new and creative ways to protect your belongings. Below are a few simple, cheap ways to make life a little harder for burglars.

Lock it up.
It sounds like a no-brainer, but can you say that every window in your house is locked at this very moment? Make it a habit for yourself and your household — when you close a window, lock it. The same goes for doors when you're going to bed or going out. Even if you're heading to the grocery store or to the neighbor's house,  the habit could save you.

Get the lights.
If you haven't already, buy and install outdoor lighting all around your home. Choose motion-sensitive lighting for entryways. Check outside regularly for burned out-lights.

Get adequate locks.
Locks can be the weakest part of the door. If your current door locks aren't  grade 1 or grade 2 dead-bolt locks that penetrates the door frame, it's time to upgrade.

Talk with your neighbors.
In some ways, good neighbors are more effective than a good security system. Build a good relationship with your neighbors. Tell them when you're going on vacation, and instead of hiding a key outside, leave your spare with them.

Hold your mail.
If you know you are going to be out of the house for a few days, call your post office and ask them to hold your mail. Nothing is more of a dead giveaway when you're gone than your mailbox hanging open with letters, or packages stacked against your door for days.

Keep it trimmed.
If you have trees or bushes around your windows, keep them trimmed far back. Burglars will have an easier time breaking in if something hides them.

Have it mowed or shoveled.
When you are out of town for more than a week, it can be obvious just by your yard. If it has snowed and your walkways haven't been touched, it's obvious. If it has rained and your grass is super-long, it's obvious. Set up these services before you go on your trip.

Your home carries some of your most prized possessions, including your loved ones. Take a few minutes today to see how you can keep what you love safe inside, and the burglars out.

Wed, Aug 31st, 2016

Solar panels can be economically and environmentally sound, and they're more accessible than ever. According to one research firm, U.S. homes and businesses installed a new system every four minutes in 2013.

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