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3 Essential Smartphone Travel Tips

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Millions of Americans will do some traveling this winter season - the majority of it by car. Of course, winter weather creates a unique set of challenges on the roadways, whether you're simply driving around in the Twin Cities or headed to Duluth or Des Moines.

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If your car is declared a total loss due to an accident or other covered loss, this insurance will pay the difference between what you owe on a loan or lease and the current value of the car.

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This past year, it seemed like just about every week there was a new headline about some serious privacy breach, intentional or otherwise, occurring at a major organization. With the increasing popularity of technologies, from genetic testing to health tracking apps and electronic payment services, we're putting more of our important personal information online, and we have less and less understanding of what's being done with that information or how to keep it safe. Here are a few important takeaways from the year in digital privacy, and a few things you can do to make your information safer this year.

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With the increasing populartity of "Car Sharing" services like Uber and Lyft, many people are considering driving for this type of service to make some additional income.

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