Identity theft

Burglars who break into your home this summer may be after more than your jewelry and electronic equipment—they may also steal your identity. As you prepare to leave on vacation, it is important to protect yourself against both a physical and a virtual break-in, according to the Insurance Information Institute (I.I.I.).

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There are several key times each year when people spend time shopping in stores and online for the perfect gifts for their loved ones, or themselves. While it is easy to get caught up in the fun of it all, it is important to remember that with increased purchasing comes heightened risk of theft. Thieves on the prowl throughout the holiday and tax seasons are on the lookout for packages left in your car or outside your home.

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Today many of us have a multitude of passwords to keep track of at work and at home. As passwords multiply it is easy to succumb to the temptation of using easy to guess words or simply leaving a sticky note on your computer. But these are generally bad ideas. Better is to come up with a strong password and keep it secret.
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Your son or daughter headed to college will most likely need computer equipment, cell phones and sometimes tablets.
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What is "Identity Theft" or "Identity Fraud"? Simply, identity theft is committed when another person's name, Social Security number or other personal information is used to apply for credit, buy goods and services, or commit other fraud. Identity theft is now a federal crime and recently stiffened penalties were put in place but you should still take measures to protect yourself. And if you should be victimized there are steps you can take to minimize your loss.
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